NFS Leasing has rebranded to NFS Capital! Learn More ✦
NFS Capital works with vendors, OEMs, dealers, and manufacturers that need a financing partner for equipment purchases that may require a more customized financing review. We help support opportunities where the equipment, business need, collateral value, and customer story require a more thoughtful approach.
For customer transactions, including established companies and emerging businesses with operating history, collateral, contracts, sponsor support, or other strengths, NFS Capital can evaluate financing requests starting at around $150K and scaling up to larger equipment financing transactions, and even multi-million-dollar equipment projects.
Vendor and OEM equipment financing programs help equipment sellers connect customers with financing options for business-use equipment. These programs can support business-critical or industry-specific equipment, multi-asset projects, customer growth needs, replacement equipment, or transactions that do not fit a standard lender’s approval model.
For vendors, OEMs, dealers, and manufacturers, financing can help reduce friction in the sales process and give customers a practical path to acquire essential equipment.
NFS Capital evaluates the customer, equipment, collateral value, operating history, cash flow, contracts, vendor timing, and business reason behind the investment.
NFS Capital is typically a good fit for equipment sellers working with operating businesses seeking equipment financing, including customer transactions that may require more structure, flexibility, or credit understanding than a standard bank, captive finance program, or automated lender can provide.
We often work with partners that sell or refer:
NFS Capital is generally not a fit for consumer purchases, very small-ticket equipment requests, titled vehicles used primarily for transportation, or customer requests without operating history, collateral, contracts, sponsor support, or meaningful business support.
NFS Capital may be a fit when a vendor or OEM has a customer with a meaningful equipment need, but the financing request requires more structure or credit judgment than a standard program can provide.
Examples may include:
The common thread is business purpose. We focus on equipment that supports revenue generation, productivity, efficiency, capacity, or long-term operating value for the customer.
Not every equipment buyer fits a standard lender’s process. A customer may be growing quickly, replacing critical assets, working through a business transition, or acquiring equipment tied to a new contract or capacity need.
When financing is not available, delayed, or too rigid, the equipment sale can stall. A flexible financing partner can help vendors and OEMs keep qualified opportunities moving by evaluating the full transaction instead of relying only on a narrow credit box.
NFS Capital is built to review those details. Speed matters, but so does judgment. Our team works to understand the equipment, the customer’s business, and how complex credit equipment financing can be structured.
The right structure depends on the equipment, transaction size, customer profile, collateral value, and long-term plan.
NFS Capital can evaluate a range of equipment financing structures for customer transactions, including:
Our goal is to understand the transaction and help identify a structure that supports the customer’s business objective, repayment ability, and equipment use case.
NFS Capital uses a straightforward process designed to help vendors, OEMs, dealers, and customers understand whether an equipment financing request is a fit.
We begin by reviewing the customer’s equipment need, transaction size, vendor quote, intended use of the equipment, and timing requirements. This helps us understand the sales opportunity and the business reason behind the customer’s request.
Our team evaluates the customer’s credit profile, operating history, collateral value, cash flow, contracts, sponsor support, and other relevant information. We look at the full transaction rather than relying only on a narrow approval checklist.
Once approved and documented, NFS Capital works with the customer, vendor, OEM, dealer, or integrator to support funding and equipment deployment.
For customer transactions that require a more customized financing review, vendors and OEMs often need a financing partner that can move quickly without defaulting to a generic approval model. NFS Capital brings experience, flexibility, and practical credit judgment to meaningful equipment financing requests.
Vendors, OEMs, dealers, and manufacturers work with NFS Capital because we offer:
NFS Capital has been in business for 20+ years and has financed more than $2 billion in equipment transactions for companies throughout the U.S. and Canada.
A vendor had a customer ready to acquire several pieces of business-critical equipment to support increased demand. The customer needed a financing partner that could evaluate more than the invoice amount or a standard application.
NFS Capital reviewed the equipment, customer operating history, collateral value, business need, and repayment story together. The financing structure helped the customer move forward with the equipment purchase while supporting the vendor’s sales process.
This is the type of transaction NFS Capital is built to evaluate: a meaningful equipment need, a customer, and a financing request that requires context, structure, and practical judgment.
Yes. NFS Capital works with vendors, OEMs, dealers, manufacturers, and referral partners that need a financing resource for customer equipment purchases that may require a more customized financing review.
NFS Capital can evaluate customer equipment financing requests starting around $150K and scaling up to larger, multi-million-dollar transactions. The right fit depends on the customer, equipment, credit profile, collateral, and overall transaction structure.
NFS Capital often helps vendors and OEMs when a bank, captive, or traditional lender cannot support a customer transaction. We evaluate the full customer story, including equipment value, operating history, collateral, cash flow, contracts, and the reason for the equipment investment.
NFS Capital is built to move quickly on customer equipment financing requests that benefit from a more customized review. When the information needed is available, decisions can often be made in days, not weeks. Timing depends on the size and complexity of the request, the information available, and the overall structure of the transaction.
Yes. NFS Capital works with emerging business customers that have operating history, collateral, contracts, sponsor support, or other strengths that help support the financing request. Very early-stage startup requests without operating history may also be considered when there is meaningful collateral, contract support, sponsor support, or another strong business case.
If your customers need financing for equipment purchases that may require more structure, flexibility, or customized review, NFS Capital can help you determine whether the opportunity is a fit.
Start the conversation and connect with a team that understands equipment sellers, customer financing needs, and business-critical equipment transactions.
